Understanding Your Roth IRA

Understanding Your Roth IRA

This two hour course offers real world strategies and methods designed for those who are preparing for retirement or are in the early stages of retirement and are considering utilizing a Roth IRA in their financial planning process. This course  is designed to take the confusion out of Roth IRA's and provide you with all the information you need to determine if they are right for you. This course will clearly explain the benefits of Roth IRA's and the guidelines you must follow in order to own one. Upon completion you will know the difference between a traditional IRA and a Roth IRA. This course will clearly define the rules you must follow to contribute to a Roth and how to determine if a Roth IRA Conversion is right for you.

What You Will Learn

  • What is a Roth IRA?
  • What is the difference between a traditional IRA and a Roth IRA?
  • Can a traditional IRA be converted to a Roth IRA?
  • What are the Pros and Cons of Roth IRA's
  • How do Roth IRA's effect Social Security benefits
  • How can Medicare and Medicaid effect the decision to purchase a Roth IRA?
  • What are the tax consequences of converting to a Roth IRA?
  • Are distributions from a Roth IRA tax free?
  • Can a Roth IRA be passed on to your heirs?  


All course attendees will automatically receive a FREE Membership to the American Financial Education Alliance (AFEA), where you will gain 24/7 access to the following:

  • A Personal Dashboard – multiple financial tools at your fingertips
  • Personal Calendar - schedule of upcoming AFEA events & classes
  • 32 Financial Calculators: - Social Security benefits estimator, Roth IRA calculator, 15/30 year mortgage comparison calculator, home budget calculator and many more
  • Training Videos - AFEA On Demand brings you financial training videos that you can watch at your leisure, reinforcing the topics and strategies taught in the class
  • Free Personal Financial Coaching - direct access to a Personal Financial Coach via Direct Messaging for financial questions and concerns
  • AFEA’s E-newsletter - up-to-date financial news, tips, and advice to keep you on the road to financial success
  • Free Downloads of Popular Periodicals & Reports:
    • Earnst & Young LLP: Retirement Vulnerability of New Retirees
    • Rex Voegtlin: The Top Social Security Misconceptions
    • The Wharton School of Business: Retirement Security and the Financial and Economic Crisis
    • Putnam Institute: Optimal Asset Allocation in Retirement
    • Center for Retirement Research as Boston College: The Social Security Claiming Guide

Who Should Attend

  • Individuals and couples between the ages of 50 and up wanting to gain more knowledge and training to help maximize their retirement years
  • People who simply want to better understand what they already have in their portfolios
  • Anyone who is not 100% sure they will have a good retirement

Information and Legal Disclosure about AFEA

AFEA, The American Financial Education Alliance, is recognized by the IRS as a 501(c)(3) non-profit charitable organization that provides educational workshops and classes in businesses and universities nationwide. Our Instructors are licensed and trained financial professionals with a minimum of five (5) years of real world experience in their field. They have been required to pass a series of training sessions on how to properly educate in a not for profit setting before becoming a Personal Financial Coach and Instructor with AFEA. AFEA courses and workshops do not promote or endorse any specific products or companies and no selling is allowed. AFEA educational workshops and courses are for general education only and are not intended to be construed as Investment, Tax, Legal or Financial Advice. Attendees should seek the assistance of a professional familiar with the course prior to implementing any of the ideas and strategies taught or discussed in the course.

Hypothetical and/or actual historical returns contained in this presentation are for informational purposes only and are not intended to be an offer, solicitation, or recommendation. Rates of return are not guaranteed and are for illustrative purposes only.

Projected rates do not reflect the actual or expected performance within any example or financial product. Past performance does not guarantee future results.


How Would You Like To Join?

Course Instructor OR Personal Financial Coach

General Membership OR Student Registration

Employer OR Organization

Register now