Greetings to our current and prospective Chapter Members and welcome to the American Financial Education Alliance (AFEA) chapter website for Clearwater, FL #4945!

As an IRS approved, 501(c)(3) NonProfit Organization, our mission is to empower Americans to take control of their finances by providing local communities with objective financial education. It is our pleasure to educate our local communities and share how AFEA works to provide all Americans the education and experience they need to enhance their financial understanding and management.

AFEA specializes in providing high-level financial education classes and events at establishments of all types:Libraries | Universities, Colleges, Junior Colleges | Businesses | Nonprofit and Fundraising OrganizationsClass offerings include:
A Guide to 401k Rollovers ♦ The ABCD’s of Medicare ♦ Advanced Estate Planning ♦ An Introduction to Annuities ♦ Business Continuation Planning ♦ College Planning ♦ The Essentials of Estate Planning ♦ Financial Planning Basics ♦ Investing for Women ♦ IRAs, Annuities, and Other Sources of Retirement Income ♦ Living a Tax-Free Retirement ♦ Most Common Financial Mistakes ♦ Myths and Facts About Annuities ♦ Planning for Long-Term Care ♦ Retirement Basics ♦ Retirement Income Planning ♦ Roth IRA Conversions ♦ Safe Money Principles of Retirement Planning ♦ Social Security Benefit Options ♦ Special Needs Planning ♦ Understanding Your IRA ♦ Understanding Your Roth IRA ♦ Variable Annuities ♦ Women and Money ♦ Your Employee-Sponsored Retirement Plan

We invite you to attend our local workshops and become an active member by participating in our educational events throughout the community.

Thank you for visiting your local Chapter’s website; we look forward to seeing you in a class soon!

Kim Falbo, RSSA, NSSA, LUTCF, has been helping individuals with their retirement needs since 1993. It’s a subject she’s passionate about, resulting from watching her grandparents and parents be denied access to key benefits because of a lack of knowledge.   As a professional, she's committed to providing the education, information, and options people need to allow them to make informed decisions. She delivers a range of retirement planning services with one objective in mind: to help clients prepare for the next stage of their lives.

Kim believes that every person needs to understand their financial situation and the forces that could affect it, which is why her first goal is education. Being a member and Clearwater Chapter President for AFEA allows Kim to continue her mission of ensuring that education be available to bring knowledge and peace of mind while keeping you in control of your financial future.

Kim is a Florida native and has lived in the Tampa Bay area since 1980. After receiving her Bachelor of Science Degree in Business from the University of South Florida, she earned the Registered Social Security Analyst, National Social Security Advisor Certificate and the Life Underwriters Training Fellow. She has been guiding retirees on Social Security Maximization, Retirement Planning, Medicare Planning, Tax Planning, Medicaid Planning, Long-Term Care, Life Insurance and more for over 29 years.

She is a member of the Financial Planning Association, Women in Financial Services, NFL Alumni, Clearwater Chamber of Commerce, Tampa Women’s Club, Better Living Seniors Pinellas, Pasco Aging Network, and Better Living Seniors Hillsborough.