Technically I am a financial advisor but what I really do is help people live a life beyond what they thought possible in retirement. There are 3 major things that separate me from other advisors out there.
1. I am a Fiduciary – which means I have to put the clients interests ahead of anything else, but I also think helping people (even if we don’t do business ) has been a vital part of our success by the many referrals we receive.
2. I am Independent – which means I work for you the client not the big box firm that may be pushing an investment or product (since they can only recommend the company they work for or there is incentives to recommend a certain investment or product). I will give you the pros and cons of every investment or product and we will look at a variety of investments or products to accomplish your goals!
3. I am focused on you paying the least amount of taxes over your lifetime! Most tax questions you ask your financial advisor the auto response is “you need to ask your CPA or accountant” I believe good financial planning has to involve tax planning and we collaborate with our tax team to ensure you pay your fair share of taxes and not a dollar more “it’s not what you make it’s what you get to keep!
Life isn’t about the money, life is about the memories you make! I believe you should have your money work harder for you so you can work less! Financial planning doesn’t need to be complicated; all you need are clear goals and clear direction. I work with my clients to develop tax efficient strategies because it’s not how much you make but how much you keep! Tax free income is a very REAL possibility for most people, and I can show you how to achieve this. Avoiding market downfalls, and capturing the gains of the market are of great importance! Especially before Retirement!
Income is a main concern in retirement, you no longer have your salary to count on. I create custom income planning so you can live off your nest egg without ever running out of money! Deciding when to take Social Security is a vital part of your retirement plan. I show and explain the many options you have with Social Security that you probably have never heard of. Financial Planning, Retirement Planning, Income Planning, Tax Free Income, Social Security Planning, College Planning and Estate Planning are just a few of the things I do. Please allow me to enhance your life if one of these topics is of concern to you. I look forward to sharing a Memory with you in the near future!