With over 20 years of experience in the insurance and financial services industry, Terry believes in personal service and is dedicated to your long term success. As a financial advisor, Terry specializes in Retirement Income Planning and Wealth Transfer. His focused insight is to guide his clients either in or nearing retirement, utilizing his experience to match your own personal needs. He is dedicated to providing you with objective solutions while helping you achieve financial independence. Terry values the relationship he has with you and understands your need for personal service. He believes on building an enduring client relationship through his commitment to provide you with outstanding guidance and service. After time in the insurance and financial industry working with Seniors and Boomer demographics, Terry ventured out and created his own independent RIA firm. Therefore, are not beholden, or required to sell specific products that national brokerage firm might dictate. Replica Wealth Advisors Inc is not restricted to any one financial company or product. As a Financial Advisor, Terry not only works closely with his clients, but also with their accountants and estate planning attorneys to coordinate all aspects of wealth management to help you build and preserve a solid financial foundation. Terry lives with his wife Sherry of 33 years, and has two daughters and seven grandchildren. He enjoys golfing, camping and hiking the trails of Colorado and conquering a few 14ers along the way.