Joe and his wife Patty are a husband-and-wife financial duo. When anyone asks what Joe does for a living, his answer is simple, “I’m a financial junkie”!. Joe’s father was a contractor, and Joe cut his teeth in that business from an early age. He loves building, teaching and constructing things. Joe’s once-thriving contracting company began in the early ’80s until the later ’90s when he accepted a former client’s challenge to enter the financial services sector. Joe enthusiastically agreed. Starting from scratch over twenty years ago in a new industry with his “blue-collar” roots, it wasn’t long for Joe to adopt his “constructing” mentality into the financial world. Joe and Patty have three children and four grandchildren. In their free time, they love camping, travelling, motorcycling, and, most importantly, spending time with family.