Greetings to our current and prospective Chapter Members and welcome to the American Financial Education Alliance (AFEA) chapter website for Manalapan, NJ #5097 

As an IRS-approved, 501(c)(3) non-profit organization, our mission is to empower Americans to take control of their finances by providing local communities with objective financial education. It is our pleasure to educate our local communities and share how AFEA works to provide all Americans with the education and experience they need to enhance their financial understanding and management. 

AFEA specializes in providing high-level financial education classes and events at establishments of all types: Libraries | Universities, Colleges, Junior Colleges | Businesses | Nonprofit and Fundraising Organizations 

Class offerings include: 
A Guide to 401k Rollovers ♦ The ABCDs of Medicare ♦ Advanced Estate Planning ♦ An Introduction to Annuities ♦ Business Continuation Planning ♦ College Planning ♦ The Essentials of Estate Planning ♦ Financial Planning Basics ♦ Investing for Women ♦ IRAs, Annuities, and Other Sources of Retirement Income ♦ Living a Tax-Free Retirement ♦ Most Common Financial Mistakes ♦ Myths and Facts About Annuities ♦ Planning for Long-Term Care ♦ Retirement Basics ♦ Retirement Income Planning ♦ Roth IRA Conversions ♦ Safe Money Principles of Retirement Planning ♦ Social Security Benefit Options ♦ Special Needs Planning ♦ Understanding Your IRA ♦ Understanding Your Roth IRA ♦ Variable Annuities ♦ Women and Money ♦ Your Employee-Sponsored Retirement Plan 

We invite you to attend our local workshops and become an active member by participating in our educational events throughout the community. 

Thank you for visiting your local Chapter’s website; we look forward to seeing you in a class soon!

Gary was born in Brooklyn, New York.  He attended Midwood High School’s Medicaid Science Institute.

Then, he went to S.U.N.Y. Binghamton (now Binghamton University) where he earned his B.S. in Computer Science/Mathematics. He then earned his Juris Doctor at Brooklyn Law School. Gary was admitted to the New Jersey Bar 12/91 and New York Bar 1/92.He is still admitted to both of those Bars, and is also a Certified Elder Law Attorney.

Realizing that the law alone didn’t fully help retirees, and seeing mishaps caused by well intentioned financial advisors who did not offer holistic planning, Gary then earned his licensure including Life and Health Insurance, Brokerage, and eventually became a Certified Financial Planner^TM in 2016.  Other credentials include Retirement Income Certified Professional®, Accredited Estate Planner®, and several other designations.

Since that time, Gary has sought to improve the quality of advice given to retirees, including maximizing retirement income, properly allocating investments with a goal to achieve the client’s desired results taking the least amount of risk necessary, tax reduction strategies, and legacy planning, first to the surviving spouse who may not have handled the financial affairs, and then to any beneficiaries.

Gary is a past president of the Society of Financial Service Professionals, Monmouth Chapter, and a past president of the Estate and Financial Planning Council of Central New Jersey.  He has also co-authored several books, including, “The CPA’s Guide to Life Insurance” and “The CPA’s Guide to Federal and Estate Gift Taxation.”

Gary’s legal and financial practice is headquartered in Manalapan, New Jersey with a satellite in Manhattan.

Gary has been married to his wife Stacey also from Brooklyn since 2000.  They have 3 daughters and two goldendoodles.  Gary is a former golfer who scored two hole-in-ones in 2013, and can be seen playing a bit of racquetball, and a bit of pickleball, when not giving seminars on financial planning.